2012年9月9日星期日

PTPTN Loan Application Standard Process (For Malaysian)



Bureau of National Higher Education Fund student loans PTPTN
The Government Bureau of National Higher Education Fund was founded in 1997, mainly to provide student loans to underprivileged students, to assist them in entering the college threshold. The student loans had only let local National College student application (including the students of the Polytechnic Institute), but that was also open to the domestic private college students. Authorities in approving applicants before the loan will be careful consideration of the economic situation of their families;, as long as it is eligible, the loan approval rate is almost 100%.
Eligibility For:-

  •     Age does not exceed the 45-year-old Malaysian citizens.
  •     Malaysian Certificate of Education (SPM) obtained at least three subjects of Excellence.
  •     In line with the National Qualifications Agency (MQA) requirements apply to enter the local private college must have the basic qualifications.
  •     Has been admitted to the local National or private college diploma or degree courses.
  •    Private college courses must obtain a National Qualifications Agency (MQA) identification (akreditasi); students from MQA courses identified sites (www.mqa.gov.my / mqr) to obtain information about the list.
  •     For twinning programs in local private colleges, PTPTN only domestic courses tuition loans, not to provide foreign course fees.
  •     Did not receive other scholarships.
  •     The duration of the courses remaining apply not less than one year.
  •     Since 2012, the Higher Education Fund applicants shall the national education savings account (SSPN), before application is made.
  •    Parents or students can PTPTN counter or designated agents the lowest RM 20 set up a national education savings account (SSPN).

How to Apply?

  1. Students must apply through the National Higher Education Fund Board website (www.ptptn.gov.my).
  2. The severally college application time, but generally after the commencement of the students to the exact time of its website.
  3. National Savings Bank must go to RM 5 purchase No. PIN, to apply With No. PIN on the site.
  4. The application deadline six days later, the student can be online searching if they are to successfully obtain loans.

The amount of the loan

  • National Higher Education Fund will according to the economic situation of the applicant's parents or guardians to provide the amount of the loan. The loan is divided into three categories, namely full amount of student loans, half the cost of student loans and tuition student loans.
  • Science students of the National University Bachelor of annual loans to RM 1,600 to RM 6,500 to RM 2,100 to RM 7,000 AND COMMERCE candidates can loan; diploma students RM 1,000 to RM 5,000 annual loans.
  • Bachelor of private college science students annual loans up to a maximum of RM 30,000, ART AND COMMERCE candidates can loan up to RM 16,000; diploma students annual loans up to a maximum of RM 15,000.
  • Since 2008, the National Higher Education Fund Board no longer issue the a unified amount of student loans, but according to the students' chosen fields of study, location of the repair credits and studying at institutions of higher learning, decided the students should receive the same amount. The specific amount by PTPTN website queries.

Application for the PTPTN what matters the attention?

  • The first payment will be imported directly into the loan account. Subsequent payments import, must first be recognized tertiary lenders can continue their studies, and achieved a total average score of 2 points or more.
  • All successful students who obtain loans must apply for insurance (arranged by the National Higher Education Fund Board).
  • Required to start repaying the loan six months after graduation or after the official work.
  • Required to pay 1% per year (based on the outstanding amount of calculation also) administrative fee.
  • The repayment period is between 5-20 years.
  • Student loans, do not need to sign any service contracts and government.

Information and advisory
Perbadanan Tabung Pendidikan Tinggi NasionalAddress: Lot G2 Tingkat Bawah, Wisma Chase Perdana, Off Jalan SemantanDamansara Heights, 50490 Kuala Lumpur.Tel :03 -20927788Website: www.ptptn.gov.my

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