20% Discount For Full Settlement Of PTPTN

NATIONAL Higher Education Fund Corporation (PTPTN) borrowers can expect a 20% discount off their loans if they settle in full by Sept 30 next year. Those who fail to meet the deadline are entitled to a 10% discount if they have been repaying their loans consistently.Fresh graduate Zamri Kassim said the discount would spur people to settle their loan.

“It’s hard to manage your finances when you’re just starting out in the workforce, so every little bit of help counts,” he said. Lecturer C. Kumar said the PTPTN administration costs must be done away with.
“Since the PTPTN is a government body, it should absorb the administration fees as well,” he said.

Malaysian Institute of Baking academic board chairman Dr S. Thiagarajah said the PTPK loans should be available to students who did not qualify for PTPTN loans.

“Not everyone is academically inclined. It will be a waste if we don’t tap into the talent of those who are good with their hands.”

The Government also plans to allocate RM500mil to provide skills training for 3,200 Indian youths in estates.
Universiti Kebangsaan Malaysia Institute of Ethnic Studies principal research fellow Datuk Dr Denison Jayasooria said it was commendable to assist the neglected section of the society.

“Industrial training and job placement may be the best option to prevent these displaced youths from engaging in anti-social behaviour.”

The schooling assistance of RM100 for all primary and secondary school students will also be continued.

 (Summarized From The Star Newspaper)

PTPTN Loan Application Standard Process (For Malaysian)

Bureau of National Higher Education Fund student loans PTPTN
The Government Bureau of National Higher Education Fund was founded in 1997, mainly to provide student loans to underprivileged students, to assist them in entering the college threshold. The student loans had only let local National College student application (including the students of the Polytechnic Institute), but that was also open to the domestic private college students. Authorities in approving applicants before the loan will be careful consideration of the economic situation of their families;, as long as it is eligible, the loan approval rate is almost 100%.
Eligibility For:-

•     Age does not exceed the 45-year-old Malaysian citizens.
•     Malaysian Certificate of Education (SPM) obtained at least three subjects of Excellence.
•     In line with the National Qualifications Agency (MQA) requirements apply to enter the local private college must have the basic qualifications.
•     Has been admitted to the local National or private college diploma or degree courses.
•    Private college courses must obtain a National Qualifications Agency (MQA) identification (akreditasi); students from MQA courses identified sites (www.mqa.gov.my / mqr) to obtain information about the list.
•     For twinning programs in local private colleges, PTPTN only domestic courses tuition loans, not to provide foreign course fees.
•     Did not receive other scholarships.
•     The duration of the courses remaining apply not less than one year.
•     Since 2012, the Higher Education Fund applicants shall the national education savings account (SSPN), before application is made.
•    Parents or students can PTPTN counter or designated agents the lowest RM 20 set up a national education savings account (SSPN).

How to Apply?

1. Students must apply through the National Higher Education Fund Board website (www.ptptn.gov.my).
2. The severally college application time, but generally after the commencement of the students to the exact time of its website.
3. National Savings Bank must go to RM 5 purchase No. PIN, to apply With No. PIN on the site.
4. The application deadline six days later, the student can be online searching if they are to successfully obtain loans.

The amount of the loan

• National Higher Education Fund will according to the economic situation of the applicant's parents or guardians to provide the amount of the loan. The loan is divided into three categories, namely full amount of student loans, half the cost of student loans and tuition student loans.
• Science students of the National University Bachelor of annual loans to RM 1,600 to RM 6,500 to RM 2,100 to RM 7,000 AND COMMERCE candidates can loan; diploma students RM 1,000 to RM 5,000 annual loans.
• Bachelor of private college science students annual loans up to a maximum of RM 30,000, ART AND COMMERCE candidates can loan up to RM 16,000; diploma students annual loans up to a maximum of RM 15,000.
• Since 2008, the National Higher Education Fund Board no longer issue the a unified amount of student loans, but according to the students' chosen fields of study, location of the repair credits and studying at institutions of higher learning, decided the students should receive the same amount. The specific amount by PTPTN website queries.

Application for the PTPTN what matters the attention?

• The first payment will be imported directly into the loan account. Subsequent payments import, must first be recognized tertiary lenders can continue their studies, and achieved a total average score of 2 points or more.
• All successful students who obtain loans must apply for insurance (arranged by the National Higher Education Fund Board).
• Required to start repaying the loan six months after graduation or after the official work.
• Required to pay 1% per year (based on the outstanding amount of calculation also) administrative fee.
• The repayment period is between 5-20 years.
• Student loans, do not need to sign any service contracts and government.

Information and advisory
Perbadanan Tabung Pendidikan Tinggi NasionalAddress: Lot G2 Tingkat Bawah, Wisma Chase Perdana, Off Jalan SemantanDamansara Heights, 50490 Kuala Lumpur.Tel :03 -20927788Website: www.ptptn.gov.my

7 Ways To Apply PTPTN Loan Via Online

How To Apply PTPTN Loan
1. Apply for a the PTPTN program:
- Please tour the PTPTN official website http://www.ptptn.gov.my of, log in and complete fill out the information, and uncertain part can be stored and updated information later date. Note: Once submitted (pengesah completed, the applicant will not be allowed to modify any of the information.) - The deadline for: 
* The deadline for the first batch of applicants for 15/9/2012* Of the grant application deadline for 15/10/2012 
- Applicants must be submitted in accordance with the 30 days prior to the start dates of tertiary distance to complete (pengesahan this step) (anda hanya dibenarkan menghantar permohonan sekurang-kurangnya 30 hari sebelum tarikh mula pengajian * mengikut surat tawaran IPT *)- To confirm that the any the PTPTN form submitted details, please contact PTPTN official hotline: 0320804455-PTPTN authorities will decide whether the application based on the information provided by the applicant. To determine whether it is through concern PTPTN official website or hotline.- Application losers can check the information provided is error for the application of the new round of the semester (if any), or in the new semester.- Successful applicants need to follow the website instructions to prepare all relevant documents and PTPTN submitted on the date specified by the school officials.-PTPTN applicant's application and determine whether the applicant successfully obtain PTPTN loans will be filtered again.-PTPTN will, after the deduction of the tuition is automatically credited to the loan account.

2.Online application PTPTN• prospective tertiary students to apply online through http://www.ptptn.gov.my/gateway/.• To know more about how to fill out the application form can be download Panduan http://www.ptptn.gov.my/gateway/ ninth Dan Peraturan Am Mengisi in Surat Tawaran Pembiayaan, Dokumen Perjanjian dan Lampiran Perjanjian Pembiayaan Pendidikan PTPTN.

3.Online information required to apply for PTPTNO applicantso identity card numbero effective the email address oBSN PIN nombor (can be purchased at the Bank Simpanan Nasional RM5 no PIN PTPTN)Account Number (oSSPN since January 1, 2012, all of the students would like to apply for PTPTN must have a minimum of RM20.00 to savings in SSPN account)o mailing addresso mobile phone number and home phone numberThe applicant has done work: the company's address, telephone and institutions code, gaji kasar, and gaji bersih, no. The Income oTax, KWSP membership number, start work date (if worked)oBank Islam's account number
* Reminder: in the department that a bachelor of Degree = ijazah pertama
o applicants parent or guarantor informationo identity card numbero mailing addresso mobile phone number and home phone number (if not, please fill in the phone number can be contacted relatives)o valid email addressthe o of Salary (kasar and bersih)o No. Income Taxo KWSP membership number (if working)

4.Be prepared to apply for PTPTN matters.• two RM10 SETEM HASIL (Post Office)
• Prepare documentso the applicant's identity card copy (A4 size)Note: when copying the front and back sides of the identity card required on the same side.o SPM transcriptso Surat Tawaran photocopyo Bank Islam a copy of the account numbero STPM results photocopyo parents payroll photocopy

Note: when copying the front and back sides of the identity card required on the same side.o If the parents are not alive, prepare for death confirmed copy ofo If the parents do not pay slips, students can download the Borang Pengesahan Pendapatan, completed and then sahkan(Http://www.ptptn.gov.my/docs/borang% 20pengesahan% 20pendapatan.pdf)o Other documents to Buku Panduan prevailo Note: The above documents are needed Pengesahan

5. Qualified Pengesahan officials• Procedure of the People's wakil rakyat / senator• President (confined to government schools)• police officer posts ASP and above / Pegawai Tentera berpangkat Kapten atau setaraf dan ke atas• village head / JKKK Chairman• swear officer (the some lawyers floor)• staff of government departments (kumpulan A teacher usually is penolong kanan, ketua bidang,, and penyelia petang)• Government sector professionalsSabah and Sarawak the - Ketua Kaum / Ketua Anak Negeri / Kapitan / Pemanca / the Pegawai Taman Sabah.• Note: The all must pegawai or saksi Malaysian nationals live in Malaysia. The Cop the Pegawai or saksi need pegawai job title and department / pegawai work address)

6. Submitted to the PTPTN The dokumen need to pay attention to:• applicants are required to be printed from the Internet has been successful in the application file, within, includinga) Senarai Semak Dokumenb) Surat Tawaran Pembiayaan Pendidikani. Akuan Penerimaanii. Surat Kebenaran 1,2 / 3/4 (mengikut yang berkenaan)c) Dokumen Perjanjian Pembiayaan Pendidikand) Dokumen Lampiran Pembiayaan Pendidikan• Applicants must prepare documents b), c), d), a) simply prepare a.• copy shall be printed directly from the computer, while the other can be a copy can.• Both documents need white A4 size (80gsm) of paper, each must look to see PTPTN logo watermark.• the applicant's available in blue or black ballpoint pen, to ensure that only one color.• completing each document required to fill in large letters.• When incorrectly or a mistake in completing the applicant must draw a line across the wrong word, and then the typo of the right-hand side of the signature.* Reminder: Do not use correction fluid* Reminder: the students if conversion department or college, need to be obtained before ptptn refund and re-apply ptptn.
7. Wang Pendahuluan Pembiayaan (WPP)• If students fill in the UPU form fill accepted the RM1500's wang pendahuluan pembiayaan, students will receive their checks before and after school in the University.• students take the check to the bank to be exchanged for cash.• received wang pendahuluan students will PTPTN remittances in the coming installments deducted (reminder: not necessarily in the first semester deducted) to pay off the RM1500 semester, the number and amount to be deducted will PTPTN decided based.• If students fill in the UPU form fill accept RM1500 the wang pendahuluan pembiayaan of the students did not receive their checks will not be the advent of the PTPTN remittance installments deducted RM1500.• Wang pendahuluan pembiayaan list of approximately announced in August, students can pay attention to ptptn official website, the list will be published in the official website, subject to the official website.


If students have any PTPTN problem, and doubt recommend students to contact the officials and staff of Unit Pinjaman dan Biasiswa HEP

PTPTN Education Loan Blacklist Checking Website

4 Easy Steps To Check PTPTN Loan Blacklist 

1. Go to PTPTN Blacklist Checking Portal  Website
2. Type Your IC Number Number:123456789456
3. Click "Semak" Button
4. You will know the status whether you are blacklist or not

If Blacklist, What should I do?

1. Blacklisted PTPTN loan borrowers have to settle their total amount of the remaining loan balance (lump-sum) including any other cost (if any). 
2. You can also fill in the 'Borang Permohonan Baki Pinjaman' that can be obtained in the PTPTN website or call  their hotline number at 03-2080 4455.
3. If not settle the payment, PTPTN department will have authorities to bar the borrowers from leaving Malaysia/ going overseas until all the total amount of the remaining loan balance is settled. Payment should also be made 7 days before scheduled date of travelling/ going overseas